Florida Home Insurance
There truly is no place like home. That’s why it’s so important to protect the investment you’ve made from the unexpected. Whether it’s a plumbing issue or severe weather, damages to your home can be costly. Without the proper home insurance coverage you may find yourself financially unable to repair damage or recover from a devastating loss. In the event someone is injured on your property, you could be responsible for paying legal fees and medical costs. Homeowners insurance can protect you from many unexpected events, including:
- Theft
- Fire and smoke
- Windstorm or hail
- Falling objects
- Sudden and accidental water damage from your plumbing, water heater, heating or air conditioning system or household appliance
Depending on the policy you choose and the details of your coverage, home insurance can help protect your home’s physical structure, your belongings and even your family. Even if you’re renting, it’s important to protect the items you own in the case of an accident or disaster. Our agents will help you determine the right amount of coverage for your situation and ensure your property, belongings and family are protected.
Types of Home Insurance Coverage
Helps cover the structure of the home, as well as structures that are attached to it, like a garage or a deck, from certain risks.
Includes structures that are on your property but separate from your home, like a detached garage, tool shed or fence.
Provides coverage for the contents of your home, including furniture, electronics and other personal belongings from fire, theft and other covered perils. You may also consider optional or extended coverage for certain items or valuables like jewelry and watches.
Protects you if someone who does not live with you is injured while on your property. Bodily injury liability coverage may help pay for your resulting legal expenses or the visitor’s associated medical bills if you are found at fault.
Flood Insurance in Florida
It’s important to know that most home insurance policies don’t include protection from flood damage. If you’re interested in safeguarding your home from floods, a separate policy may be necessary. Depending on a home’s location, flood insurance may be required in order to obtain a mortgage. Our agents will work with you to determine what type of coverage your home requires, or whether an additional flood policy is right for you.
State chart requirements provided for informational purposes only. State minimums and required coverages vary by state and may change from time to time. Check with your state for up-to-date information or if you have questions about current state minimums.
Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2018 Allstate Insurance Company, Northbrook, IL.
Let Our Experienced Team Help You
We can help protect your home and your belongings. Let our experienced team explain your coverage options, compare premiums and discuss the advantages and disadvantages of each plan. Together, we’ll determine the type of homeowners or renters insurance policy best suited to your needs and give you the peace of mind you deserve.